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Loanwise has a panel of premium partners who each apply their own criteria to assess the loan application. The interest rates charged on their loans range from a minimum of 22.3% to a maximum of 28%, with payment terms between 7- 72 months.

Below is an Example (excluding credit life insurance) of a R50 000 loan over 60 month period.

  Maximum Interest Rate Minimum Interest Rate
Interest Rate 28% 22.3%
Loan Value R50 000 R50 000
Term 60 months 60 months
APR 31.5% 25.8%
Total Amount Less Capital R49 747 R39 469
Total Amount R99 748 R89 469
Monthly Instalment R1 662 R1 491
3.59 avg. rating (71% score) - 17 votes